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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[FinecoBank](https://123offerte.it/en/banking/providers/fineco)

# Fineco Card Credit multifunzione

**See fee details**

**Free / month** · No fixed end date

Annual fee credited back for Apex or Private customers, or when an active instalment plan of at least €100 is in place.

### **Who can apply**

For adults who are tax resident in Italy, hold a Fineco current account and have total assets of at least €3,000.

**All of these conditions**

- The current account and related services are available to individuals of legal age who are tax resident in Italy.

- **Network**: Bancomat / Mastercard / Visa
- **Credit limit**: €1,600–€4,000
- **Standard credit limit**: €1,600

### **Repayment**

**Repay in full**

Repayment in one payment

**Revolving credit**

Repayment in instalments with the revolving or PagoFacile option.

### **Cash and foreign-currency fees**

Fineco One account

- **Foreign-currency payments**: 2%

Fineco Classic Account

- **Foreign-currency payments**: 2%

Fineco Max Account

- **Foreign-currency payments**: 2%

### **Fees and discounts**

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

**€39.95 / year **Standard fee

Fineco One account

Annual fee charged to the current account.

**Use this fee for comparison**

**€29.95 / year **Standard fee

Fineco Classic Account

Annual fee charged to the current account.

**Use this fee for comparison**

**Free / year **Standard fee

Fineco Max Account

Annual fee waived for holders of a Conto Fineco Max.

**Use this fee for comparison**

**Free / month **Conditional

No fixed end date

Fineco One account

Annual fee credited back for Apex or Private customers, or when an active instalment plan of at least €100 is in place.

**Any of these conditions**

- Apex and Private customers receive a monthly pro-rata credit of the annual fee for the months in which they hold that status.
- Customers who use the card with revolving repayment will receive a pro-rated monthly credit of the annual fee for each month in which an instalment plan of at least €100 remains open.

**Use this fee for comparison**

Issuer: FinecoBank S.p.A.

### **Features**

- **Free without conditions**: —
- **Free with conditions**: Yes
- **Free for an initial period**: —
- **Repay in full**: Yes
- **Installments**: —
- **Revolving credit**: Yes
- **Visa**: Yes
- **Mastercard**: Yes
- **American Express**: No
- **Virtual card**: No
- **Apple Pay**: Yes
- **Google Pay**: Yes

#### **Documents and sources**

- [Source 1 · finecobank.com](https://finecobank.com/it/public/fogli-informativi/dettaglio.pdf?area=pubblica&cartella=contoeuro&categoria=72110&convenzione=72110&multicurrency=M10001&languagePath=it)
- [Source 2 · finecobank.com](https://finecobank.com/it/public/fogli-informativi/dettaglio.pdf?area=pubblica&cartella=contoeuro&categoria=72120&convenzione=72120&multicurrency=M10001&languagePath=it)
- [Source 3 · finecobank.com](https://finecobank.com/it/public/fogli-informativi/dettaglio.pdf?area=pubblica&cartella=contoeuro&categoria=72130&convenzione=72130&multicurrency=M10001&languagePath=it)
- [Source 4 · help.finecobank.com](https://help.finecobank.com/it/conto-e-carte/le-carte-fineco.html)
- [Source 5 · it.finecobank.com](https://it.finecobank.com/banking/carte-di-pagamento/)

## Similar offers

- **FinecoBank** · [Fineco Card Credit monofunzione](https://123offerte.it/en/banking/credit-cards/fineco/card-credit-monofunzione-id-945c893abf262fea)

  **€19.95** / year
- **FinecoBank** · [Fineco Gold World](https://123offerte.it/en/banking/credit-cards/fineco/gold-world-id-ac1ce8be3fa01171)

  **—**
- **FinecoBank** · [Carta Extra](https://123offerte.it/en/banking/credit-cards/fineco/carta-extra-id-ce50028576e607bc)

  **€0.00** / year
- **FinecoBank** · [Fineco Visa Infinite](https://123offerte.it/en/banking/credit-cards/fineco/visa-infinite-id-948c55a6dc3461ee)

  **—**

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Source: 123offerte.it — https://123offerte.it/en/banking/credit-cards/fineco/card-credit-multifunzione-id-20bd16476d796322 (accessed 2026-11-01)

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