---
title: "Fineco Card Credit monofunzione – FinecoBank | 123offerte"
description: "Fineco Card Credit monofunzione from FinecoBank: €19.95/year annual fee. Compare costs, terms and alternatives on 123offerte."
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[FinecoBank](https://123offerte.it/en/banking/providers/fineco)

# Fineco Card Credit monofunzione

€19.95 / year

Standard fee: €19.95 / year

**Free / month**

Annual fee credited back for Apex or Private customers, or when the card is used in revolving repayment mode with a plan of at least €100.

### **Fees and discounts**

Select a fee only if all its conditions apply; discounts do not stack.

**€19.95 / year **Standard fee

Standard

Annual fee charged once a year

**Use this fee for comparison**

**Free / month **Conditional

Standard

Annual fee credited back for Apex or Private customers, or when the card is used in revolving repayment mode with a plan of at least €100.

**Any of these conditions**

- Apex and Private customers receive a monthly pro-rata credit of the annual fee for the months in which they hold that status.
- Customers who use the card with revolving repayment (revolving or Pagofacile option) will receive a pro-rated monthly credit of the annual fee for each month in which an instalment plan of at least €100 remains open.

**Use this fee for comparison**

- **Network**: Mastercard / Visa
- **Credit limit**: up to €4,000
- **Standard credit limit**: €1,600

### **Repayment**

**Repay in full**

Repayment in one payment

**Revolving credit**

Repayment in instalments

### **Cash and foreign-currency fees**

Standard

- **Foreign-currency payments**: 2%

Issuer: FinecoBank S.p.A.

### **Features**

- **Virtual card**: No
- **Apple Pay**: Yes
- **Google Pay**: Yes

#### **Documents and sources**

- [Source 1 · finecobank.com](https://finecobank.com/it/public/fogli-informativi/dettaglio.pdf?area=pubblica&amp;cartella=contoeuro&amp;categoria=72110&amp;convenzione=72110&amp;multicurrency=M10001&amp;languagePath=it)
- [Source 2 · finecobank.com](https://finecobank.com/it/public/fogli-informativi/dettaglio.pdf?area=pubblica&amp;cartella=contoeuro&amp;categoria=72120&amp;convenzione=72120&amp;multicurrency=M10001&amp;languagePath=it)
- [Source 3 · finecobank.com](https://finecobank.com/it/public/fogli-informativi/dettaglio.pdf?area=pubblica&amp;cartella=contoeuro&amp;categoria=72130&amp;convenzione=72130&amp;multicurrency=M10001&amp;languagePath=it)
- [Source 4 · help.finecobank.com](https://help.finecobank.com/it/conto-e-carte/le-carte-fineco.html)
- [Source 5 · it.finecobank.com](https://it.finecobank.com/banking/carte-di-pagamento/)

## Similar offers

- **Banca Widiba** · [Carta di Credito Classic Widiba](https://123offerte.it/en/banking/credit-cards/widiba/classic)

  **€20.00** / year
- **Banca Monte dei Paschi di Siena** · [Carta Nexi Flessibile](https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-carta-flessibile)

  **€15.00** / year
- **UniCredit** · [UniCreditCard Flexia Giovani](https://123offerte.it/en/banking/credit-cards/unicredit/flexia-giovani)

  **€27.00** / year
- **Credem** · [Carta di credito Ego Classic](https://123offerte.it/en/banking/credit-cards/credem/ego-classic)

  **€39.00** / year
- **BBVA Italia** · [Carta di Credito BBVA](https://123offerte.it/en/banking/credit-cards/bbva/credit-card)

  **€36.00** / year
- **FinecoBank** · [Carta Extra](https://123offerte.it/en/banking/credit-cards/fineco/carta-extra)

  **€0.00** / year

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Source: 123offerte.it — https://123offerte.it/en/banking/credit-cards/fineco/card-credit-monofunzione (accessed 2026-11-02)

## Sitemap

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