---
title: "Carta di Credito Oro American Express – Crédit Agricole Italia | 123offerte"
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Crédit Agricole Italia](https://123offerte.it/en/banking/providers/credit-agricole)

# Carta di Credito Oro American Express

€240 / year

Standard fee: €240 / year

**Free / year** · For year

Base Card annual fee and general issuance terms

- **Network**: American Express
- **Credit limit**: €4,000–€15,000

### **Repayment**

**Revolving credit: TAN 14% · TAEG 24.19%**

**Repay in full**

Repayment of the amount due in a single instalment, without interest.

**Revolving credit**

Instalment payments with interest.

Annual interest rate (TAN): 14%

#### **Representative examples**

Published lender examples; these are not personal quotes.

Representative example with a credit line of €6,000.00

Amount: €6,000

Number of installments: 12

APR (TAEG): 24.19%

Total repayable: €6,719

### **Cash and foreign-currency fees**

Base Card annual fee and general issuance terms

Network: American Express

- **Cash advance**: 3.9% · min. €2.60
- **Foreign-currency payments**: 2.5%

### **Fees and discounts**

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

**€240 / year **Standard fee

Base Card annual fee and general issuance terms

Network: amex

Annual fee of €240, payable in monthly instalments of €20 starting with the first monthly statement.

**Use this fee for comparison**

**Free / year **Introductory

For year

Base Card annual fee and general issuance terms

**All of these conditions**

- You cannot receive the preferential terms (first-year fee waived) if, when applying, you hold or have held a Basic American Express Card in the last 12 months, except for Carta Explora, Blu American Express, Carta Gold Credit, Carta Platinum Credit, Business or Corporate Cards, Carta PAYBACK American Express, Carta di Credito PAYBACK American Express and Carta Centurion.

**Use this fee for comparison**

Issuer: American Express Italia s.r.l.

### **Features**

- **Free without conditions**: No
- **Free with conditions**: —
- **Free for an initial period**: Yes
- **Repay in full**: Yes
- **Installments**: —
- **Revolving credit**: Yes
- **Visa**: No
- **Mastercard**: No
- **American Express**: Yes
- **Virtual card**: —
- **Apple Pay**: —
- **Google Pay**: —

#### **Documents and sources**

- [Source 1 · www.credit-agricole.it](https://www.credit-agricole.it/media/filer_public/dc/f7/dcf7292e-b2f8-406e-9bc2-7f875879c051/26032_fi_american_express_regolamento_generale_261013.pdf)
- [Source 2 · www.credit-agricole.it](https://www.credit-agricole.it/media/filer_public/74/b8/74b839d3-8719-411e-95a3-426efb0d4504/eswvbsecci020_amex_carta_di_credito_oro_250722.pdf)
- [Source 3 · www.credit-agricole.it](https://www.credit-agricole.it/privati/carte/carte-di-credito/carte-american-express-amex)
- [Source 4 · www.credit-agricole.it](https://www.credit-agricole.it/trasparenza/fogli-informativi/prodotti-intermediati)

## Similar offers

- **Crédit Agricole Italia** · [Carta di Credito Verde American Express](https://123offerte.it/en/banking/credit-cards/credit-agricole/credit-agricole-amex-verde-id-9c41051f8bb0e00e)

  **€84.00** / year
- **Crédit Agricole Italia** · [Carta Nexi Excellence](https://123offerte.it/en/banking/credit-cards/credit-agricole/credit-agricole-nexi-excellence-id-0b7960f1c50f7ab1)

  **€300** / year
- **Crédit Agricole Italia** · [Carta Nexi Prestige](https://123offerte.it/en/banking/credit-cards/credit-agricole/credit-agricole-nexi-prestige-id-23b649be2f4ad446)

  **€150** / year
- **Crédit Agricole Italia** · [Carta di Credito Nexi Classic](https://123offerte.it/en/banking/credit-cards/credit-agricole/credit-agricole-nexi-classic-id-7a74178e966c7209)

  **€50.00** / year
- **Crédit Agricole Italia** · [Carta Platino American Express](https://123offerte.it/en/banking/credit-cards/credit-agricole/credit-agricole-amex-platino-id-cf65b37100f3d053)

  **—**
- **Crédit Agricole Italia** · [Carte di Credito Nexi Black Individuali](https://123offerte.it/en/banking/credit-cards/credit-agricole/credit-agricole-nexi-black-id-1bced7af1ff3b50e)

  **—**

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Source: 123offerte.it — https://123offerte.it/en/banking/credit-cards/credit-agricole/credit-agricole-amex-oro-id-ea8abc8805ea28a2 (accessed 2026-11-01)

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