---
title: "Carta di Credito Oro American Express – Crédit Agricole Italia | 123offerte"
description: "Carta di Credito Oro American Express from Crédit Agricole Italia: €240/year annual fee. Compare costs, terms and alternatives on 123offerte."
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Crédit Agricole Italia](https://123offerte.it/en/banking/providers/credit-agricole)

# Carta di Credito Oro American Express

€240 / year

Standard fee: €240 / year

**Free / year** · For year

Base Card annual fee and general issuance terms

### **Fees and discounts**

Select a fee only if all its conditions apply; discounts do not stack.

**€240 / year **Standard fee

Base Card annual fee and general issuance terms

Network: amex

Annual fee of €240, payable in monthly instalments of €20 starting with the first monthly statement.

**Use this fee for comparison**

**Free / year **Introductory

For year

Base Card annual fee and general issuance terms

**All of these conditions**

- You cannot receive the preferential terms (first-year fee waived) if, when applying, you hold or have held a Basic American Express Card in the last 12 months, except for Carta Explora, Blu American Express, Carta Gold Credit, Carta Platinum Credit, Business or Corporate Cards, Carta PAYBACK American Express, Carta di Credito PAYBACK American Express and Carta Centurion.

**Use this fee for comparison**

- **Network**: American Express
- **Credit limit**: €4,000–€15,000

### **Repayment**

**Revolving credit: TAN 14% · TAEG 24.19%**

**Repay in full**

Repayment of the amount due in a single instalment, without interest.

**Revolving credit**

Instalment payments with interest.

Annual interest rate (TAN): 14%

#### **Representative examples**

Published lender examples; these are not personal quotes.

Representative example with a credit line of €6,000.00

Amount: €6,000

Number of installments: 12

APR (TAEG): 24.19%

Total repayable: €6,719

### **Cash and foreign-currency fees**

Base Card annual fee and general issuance terms

Network: American Express

- **Cash advance**: 3.9% · min. €2.60
- **Foreign-currency payments**: 2.5%

Issuer: American Express Italia s.r.l.

### **Features**

- **Virtual card**: —
- **Apple Pay**: —
- **Google Pay**: —

#### **Documents and sources**

- [Source 1 · www.credit-agricole.it](https://www.credit-agricole.it/media/filer_public/dc/f7/dcf7292e-b2f8-406e-9bc2-7f875879c051/26032_fi_american_express_regolamento_generale_261013.pdf)
- [Source 2 · www.credit-agricole.it](https://www.credit-agricole.it/media/filer_public/74/b8/74b839d3-8719-411e-95a3-426efb0d4504/eswvbsecci020_amex_carta_di_credito_oro_250722.pdf)
- [Source 3 · www.credit-agricole.it](https://www.credit-agricole.it/privati/carte/carte-di-credito/carte-american-express-amex)
- [Source 4 · www.credit-agricole.it](https://www.credit-agricole.it/trasparenza/fogli-informativi/prodotti-intermediati)

## Similar offers

- **Banco BPM** · [Carta di Credito Oro American Express](https://123offerte.it/en/banking/credit-cards/banco-bpm/american-express-oro)

  **€240** / year
- **Banca Monte dei Paschi di Siena** · [Carta di Credito Oro American Express](https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-amex-oro)

  **€240** / year
- **Crédit Agricole Italia** · [Carta di Credito Verde American Express](https://123offerte.it/en/banking/credit-cards/credit-agricole/amex-verde)

  **€84.00** / year
- **BNL BNP Paribas** · [Carta BNL World Elite Mastercard](https://123offerte.it/en/banking/credit-cards/bnl/world-elite)

  **€255.40** / year
- **Banco Desio** · [Carta Nexi Excellence](https://123offerte.it/en/banking/credit-cards/banco-desio/nexi-excellence)

  **€300** / year
- **Crédit Agricole Italia** · [Carta Nexi Excellence](https://123offerte.it/en/banking/credit-cards/credit-agricole/nexi-excellence)

  **€300** / year

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Source: 123offerte.it — https://123offerte.it/en/banking/credit-cards/credit-agricole/amex-oro (accessed 2026-11-02)

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