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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Credem](https://123offerte.it/en/banking/providers/credem)

# Carta di Credito Ego Gold

**See fee details**

### **Who can apply**

**All of these conditions**

- Offer for consumer customers. Issuance of the credit card and financing is subject to the Bank’s sole approval.

- **Network**: Visa / Mastercard
- **Credit limit**: up to €50,000

### **Repayment**

**Revolving credit: TAN 12%**

**Repay in full**

Repayment in one payment, with no interest

**Revolving credit**

Instalment repayment through monthly payments in an amount of your choice.

Annual interest rate (TAN): 12%

Monthly repayment fee: 1%

**Installments**

Spread expenses into instalments with Prestincarta.

Annual interest rate (TAN): 11.25%

Monthly repayment fee: 0.94%

#### **Representative examples**

Published lender examples; these are not personal quotes.

Example on a single-lump-sum credit utilization of 5.000,00 euros

Amount: €5,000

Number of installments: 12

APR (TAEG): 16.24%

**Installments**

Split individual transactions into instalments by SMS or app.

Annual interest rate (TAN): 12%

Monthly repayment fee: 1%

#### **Representative examples**

Published lender examples; these are not personal quotes.

Example on an amount of 5.000 euros over a period of 12 months

Amount: €5,000

Number of installments: 12

APR (TAEG): 17.12%

### **Cash and foreign-currency fees**

Ego Gold Visa Credit Card

Network: Visa

- **Cash advance**: €2.50
- **Foreign-currency payments**: 0.5%

Ego Gold Mastercard Credit Card

Network: Mastercard

- **Cash advance**: €2.50
- **Foreign-currency payments**: 0.5%

### **Fees and discounts**

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

**€100 / year **Standard fee

Ego Gold Visa Credit Card

Network: visa

Annual debit or membership fee

**Use this fee for comparison**

**€100 / year **Standard fee

Ego Gold Mastercard Credit Card

Network: mastercard

Annual debit or membership fee

**Use this fee for comparison**

Issuer: Credito Emiliano SpA

### **Features**

- **Free without conditions**: —
- **Free with conditions**: —
- **Free for an initial period**: —
- **Repay in full**: Yes
- **Installments**: Yes
- **Revolving credit**: Yes
- **Visa**: Yes
- **Mastercard**: Yes
- **American Express**: No
- **Virtual card**: —
- **Apple Pay**: —
- **Google Pay**: Yes

#### **Documents and sources**

- [Source 1 · www.credem.it](https://www.credem.it/content/credem/it/privati-e-famiglie/conti-servizi-e-carte/carte/cartaego-Gold-contactless.html)
- [Source 2 · www.credem.it](https://www.credem.it/content/dam/credem/documenti/Trasparenza/carta-ego/C04110023_CE207.pdf)
- [Source 3 · www.credem.it](https://www.credem.it/content/dam/credem/documenti/Trasparenza/carta-ego/C04110023_CE407.pdf)

## Similar offers

- **Credem** · [Carta di credito Ego Classic](https://123offerte.it/en/banking/credit-cards/credem/ego-classic-id-3f4b3ba01305efbe)

  **€39.00** / year

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Source: 123offerte.it — https://123offerte.it/en/banking/credit-cards/credem/ego-gold-id-9f6083a622337f58 (accessed 2026-11-01)

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