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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[BBVA Italia](https://123offerte.it/en/banking/providers/bbva)

# Carta di Credito BBVA

€36.00 / year

Standard fee: €36.00 / year

**Free / year** · For year

Annual fee waived for the first year.

**Free / year** · For year

100% reduction of the annual fee (no fee) if purchases of at least €6,000 were made during the previous year.

**Free / year** · For year

Annual fee not charged if at least one instalment repayment plan is activated during the year.

### **Who can apply**

For individuals aged 18 or over, resident in Italy, who hold a BBVA current account and have signed the credit card agreement.

**All of these conditions**

- Residents of Italy.
- Individuals aged 18 or over.
- Holders of a BBVA current account in the same customer's name.

- **Network**: Mastercard
- **Credit limit**: €600–€7,000

### **Repayment**

**Revolving credit: TAN 14.25% · TAEG 15.11%**

**Repay in full**

Repayment of the full monthly statement balance.

**Installments**

Instalment payment for individual purchases, ATM withdrawals, transfers or the full statement balance.

#### **Representative examples**

Published lender examples; these are not personal quotes.

Installment plan in 3 installments for €600

Amount: €600

Number of installments: 3

Installment: €201.67

APR (TAEG): 5.4%

Total repayable: €605

Installment plan in 5 payments for €600

Amount: €600

Number of installments: 5

Installment: €122

APR (TAEG): 7.09%

Total repayable: €610

Installment plan in 10 installments for €600

Amount: €600

Number of installments: 10

Installment: €61.50

APR (TAEG): 5.65%

Total repayable: €615

**Revolving credit**

Instalment payments with interest (nominal annual rate 14.25%).

Annual interest rate (TAN): 14.25%

#### **Representative examples**

Published lender examples; these are not personal quotes.

Installment Repayment with Interest in 12 installments for €600

Amount: €600

Number of installments: 12

Installment: €53.94

APR (TAEG): 15.11%

Total repayable: €646.46

### **Cash and foreign-currency fees**

Annual card management fee

- **Cash advance**: 4% · min. €3.00
- **Foreign-currency payments**: Free

Linked account: Settlement account

### **Fees and discounts**

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

**€36.00 / year **Standard fee

Annual card management fee

Linked account: Settlement account

The fee due for each year of the agreement is shown on the card statement for the first month of that year and charged in a single payment to the settlement account.

**Use this fee for comparison**

**Free / year **Introductory

For year

Annual card management fee

Linked account: Settlement account

Annual fee waived for the first year.

**All of these conditions**

- First year of the contract term.

**Use this fee for comparison**

**Free / year **Conditional

For year

Annual card management fee

Linked account: Settlement account

100% reduction of the annual fee (no fee) if purchases of at least €6,000 were made during the previous year.

**All of these conditions**

- At least €6,000 in card purchases at in-store or online merchants during the previous year of validity.

**Use this fee for comparison**

**Free / year **Conditional

For year

Annual card management fee

Linked account: Settlement account

Annual fee not charged if at least one instalment repayment plan is activated during the year.

**All of these conditions**

- At least one instalment repayment plan activated during the year of the agreement.

**Use this fee for comparison**

#### **Other financial terms**

**Card fee**

Reduction: 50%

For year

Annual card management fee

50% reduction of the annual fee if purchases of at least €3,000 were made during the previous year.

**All of these conditions**

- At least €3,000 in card purchases at in-store or online merchants during the previous year of validity.

Issuer: Banco Bilbao Vizcaya Argentaria, S.A. – Succursale italiana

### **Features**

- **Free without conditions**: No
- **Free with conditions**: Yes
- **Free for an initial period**: Yes
- **Repay in full**: Yes
- **Installments**: Yes
- **Revolving credit**: Yes
- **Visa**: No
- **Mastercard**: Yes
- **American Express**: No
- **Virtual card**: Yes
- **Apple Pay**: Yes
- **Google Pay**: Yes

#### **Documents and sources**

- [Source 1 · www.bbva.it](https://www.bbva.it/content/dam/public-web/italia/documents/general/documenti-legali/carta-di-credito/contratto-carta-di-credito.pdf)
- [Source 2 · www.bbva.it](https://www.bbva.it/content/dam/public-web/italia/documents/general/documenti-legali/carta-di-credito/modulo-secci.pdf)
- [Source 3 · www.bbva.it](https://www.bbva.it/content/dam/public-web/italia/documents/general/documenti-legali/promozioni/termini-e-condizioni-cashback-carta-di-credito.pdf)
- [Source 4 · www.bbva.it](https://www.bbva.it/persone/prodotti/carte/carta-di-credito.html)

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Source: 123offerte.it — https://123offerte.it/en/banking/credit-cards/bbva/credit-card-id-cad80af10779ea9b (accessed 2026-11-01)

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