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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[BancoPosta](https://123offerte.it/en/banking/providers/bancoposta)

# Carta di credito BancoPosta Oro

€70.00 / year

### **Who can apply**

Minimum requirements: residence, no other primary card of the same type, salary/pension credit or, for self-employed applicants, sufficient work and account history.

**All of these conditions**

- Residence in Italy.
- Salary/pension credited to the BancoPosta account (for employees/pensioners).
- You must not already hold another BancoPosta primary credit card of the same type; self-employed applicants must have at least 1 year of work experience and have held the current account for at least 6 months.

- **Network**: Visa
- **Credit limit**: up to €5,200
- **Standard credit limit**: €5,200

### **Repayment**

**Revolving credit: TAN 13.92% · TAEG 18.47%**

**Repay in full**

**Revolving credit**

Annual interest rate (TAN): 13.92%

#### **Representative examples**

Published lender examples; these are not personal quotes.

Standard installment repayment

Amount: €5,200

Number of installments: 12

Installment: €467.21

APR (TAEG): 18.47%

Total repayable: €5,606.48

### **Cash and foreign-currency fees**

Primary card

Network: Visa

- **Cash advance**: 4%
- **Foreign-currency payments**: 1.75%

Linked account: BancoPosta Account

### **Fees and discounts**

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

**€70.00 / year **Standard fee

Primary card

Linked account: BancoPosta Account

Network: visa

Annual debit

**Use this fee for comparison**

Issuer: Deutsche Bank S.p.A.

### **Features**

- **Free without conditions**: No
- **Free with conditions**: —
- **Free for an initial period**: —
- **Repay in full**: Yes
- **Installments**: —
- **Revolving credit**: Yes
- **Visa**: Yes
- **Mastercard**: No
- **American Express**: No
- **Virtual card**: —
- **Apple Pay**: —
- **Google Pay**: —

#### **Documents and sources**

- [Source 1 · www.poste.it](https://www.poste.it/carte-di-credito/carta-di-credito-bancoposta-oro)
- [Source 2 · www.poste.it](https://www.media.poste.it/bancoposta/pdf/trasparenza/SECCI_CO_DB.pdf)

## Similar offers

- **BancoPosta** · [Carta di credito Classica](https://123offerte.it/en/banking/credit-cards/bancoposta/classica-id-00a070323424e94f)

  **€44.00** / year

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Source: 123offerte.it — https://123offerte.it/en/banking/credit-cards/bancoposta/oro-id-ed6152ccb09056e2 (accessed 2026-11-01)

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