---
title: "Carta di credito BancoPosta Classica – BancoPosta | 123offerte"
description: "Carta di credito BancoPosta Classica: €44.00/year annual fee. Compare costs, terms and alternatives on 123offerte."
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[BancoPosta](https://123offerte.it/en/banking/providers/bancoposta)

# Carta di credito BancoPosta Classica

€44.00 / year

### **Fees and discounts**

Select a fee only if all its conditions apply; discounts do not stack.

**€44.00 / year **Standard fee

Network: visa

Annual debit

**Use this fee for comparison**

### **Who can apply**

**All of these conditions**

- Residence in Italy.
- Salary or pension must be credited to the BancoPosta account (for employees/pensioners); self-employed applicants must have at least 1 year of work experience and have held the current account for at least 6 months.
- You must not already hold another BancoPosta primary credit card of the same type as the one requested.

- **Network**: Visa
- **Standard credit limit**: €1,600

### **Repayment**

**Revolving credit: TAN 13.92% · TAEG 23.18%**

**Repay in full**

**Revolving credit**

Annual interest rate (TAN): 13.92%

#### **Representative examples**

Published lender examples; these are not personal quotes.

Amount: €1,600

Number of installments: 12

Installment: €144.59

APR (TAEG): 23.18%

Total repayable: €1,735.04

### **Cash and foreign-currency fees**

Network: Visa

- **Cash advance**: 4%
- **Foreign-currency payments**: 1.75%

Issuer: Deutsche Bank S.p.A.

### **Features**

- **Virtual card**: —
- **Apple Pay**: —
- **Google Pay**: —

#### **Documents and sources**

- [Source 1 · www.poste.it](https://www.poste.it/carte-di-credito/carta-di-credito-bancoposta-classica)
- [Source 2 · www.poste.it](https://www.media.poste.it/bancoposta/pdf/trasparenza/SECCI_CCL_DB.pdf)

## Similar offers

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- **UniCredit** · [UniCreditCard Flexia Classic WWF](https://123offerte.it/en/banking/credit-cards/unicredit/flexia-classic-wwf)

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- **Banca Monte dei Paschi di Siena** · [Carta Montepaschi Classic](https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-classic)

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- **Banca Widiba** · [Carta di Credito Gold Widiba](https://123offerte.it/en/banking/credit-cards/widiba/gold)

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- **BancoPosta** · [Carta di credito Oro](https://123offerte.it/en/banking/credit-cards/bancoposta/oro)

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Source: 123offerte.it — https://123offerte.it/en/banking/credit-cards/bancoposta/classica (accessed 2026-11-02)

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