---
title: "Carta Platino American Express – Banco Desio | 123offerte"
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Banco Desio](https://123offerte.it/en/banking/providers/banco-desio)

# Carta Platino American Express

**See fee details**

- **Network**: American Express
- **Credit limit**: —

### **Repayment**

**Repay in full**

The cardholder must pay the American Express statement balance by direct debit from a bank or postal account on the 7th working day after the statement closing date.

### **Cash and foreign-currency fees**

ATM cash withdrawals

Network: American Express

- **Cash advance**: 3.9% · min. €1.25

Transactions in a currency other than the euro

Network: American Express

- **Foreign-currency payments**: 2.5%

### **Fees and discounts**

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

**€780 / year **Earlier customers

Base Card – issued up to 14 May 2025

Network: amex

In one payment, annually or pro rata, through monthly debits starting with the first statement after issuance.

**Use this fee for comparison**

**€840 / year **Later customers

Base Card – issued from 15 May 2025

Network: amex

In one payment, annually or pro rata, through monthly debits starting with the first statement after issuance.

**Use this fee for comparison**

Issuer: American Express Italia S.r.l.

### **Features**

- **Free without conditions**: —
- **Free with conditions**: —
- **Free for an initial period**: —
- **Repay in full**: Yes
- **Installments**: —
- **Revolving credit**: —
- **Visa**: No
- **Mastercard**: No
- **American Express**: Yes
- **Virtual card**: —
- **Apple Pay**: —
- **Google Pay**: —

#### **Documents and sources**

- [Source 1 · www.bancodesio.it](https://www.bancodesio.it/it/content/fogli-informativi-informazioni-generali-e-guide-pratiche)
- [Source 2 · www.bancodesio.it](https://www.bancodesio.it/sites/default/files/archivio/bdesiob/documenti/fogliinformativi/F.I._Carta_Amex_Platino.pdf)

## Similar offers

- **Banco Desio** · [Carta di Credito Oro American Express](https://123offerte.it/en/banking/credit-cards/banco-desio/banco-desio-amex-oro-id-80b08fcd8cf975f8)

  **—**
- **Banco Desio** · [Carta di Credito Verde American Express](https://123offerte.it/en/banking/credit-cards/banco-desio/banco-desio-amex-verde-id-2f6022fd1630f390)

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- **Banco Desio** · [Carta di Credito Nexi Black](https://123offerte.it/en/banking/credit-cards/banco-desio/banco-desio-nexi-black-id-f58b89a60c7e8f50)

  **—**
- **Banco Desio** · [Carta di Credito Nexi Individuali - Carta Nexi](https://123offerte.it/en/banking/credit-cards/banco-desio/banco-desio-nexi-classic-id-cb49f31c90e0fdcf)

  **—**
- **Banco Desio** · [Carta Nexi Excellence](https://123offerte.it/en/banking/credit-cards/banco-desio/banco-desio-nexi-excellence-id-a9eae0c0eb98a29f)

  **€300** / year
- **Banco Desio** · [Carta di Credito Nexi Prestige con Easy Shopping](https://123offerte.it/en/banking/credit-cards/banco-desio/banco-desio-nexi-prestige-id-ab47f3d502685ec4)

  **€103.29** / year

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Source: 123offerte.it — https://123offerte.it/en/banking/credit-cards/banco-desio/banco-desio-amex-platino-id-dbebb58dc042581d (accessed 2026-11-01)

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