---
title: "Carta di Credito Oro American Express – Banco BPM | 123offerte"
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Banco BPM](https://123offerte.it/en/banking/providers/banco-bpm)

# Carta di Credito Oro American Express

€240 / year

Standard fee: €240 / year

**Free / year** · For year

Base Card holder

- **Network**: American Express
- **Credit limit**: €4,000–€15,000

### **Repayment**

**Revolving credit: TAN 14% · TAEG 24.19%**

**Repay in full**

Repayment in one payment, with no interest

**Revolving credit**

Instalment repayment with interest charged.

Annual interest rate (TAN): 14%

#### **Representative examples**

Published lender examples; these are not personal quotes.

Example for a credit line of €6,000.00

Amount: €6,000

Number of installments: 12

APR (TAEG): 24.19%

Total repayable: €6,719

### **Cash and foreign-currency fees**

Base Card holder

Network: American Express

- **Cash advance**: 3.9% · min. €2.60
- **Foreign-currency payments**: 2.5%

### **Fees and discounts**

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

**€240 / year **Standard fee

Base Card holder

Network: amex

Payable in monthly debits of €20.

**Use this fee for comparison**

**Free / year **Introductory

For year

Base Card holder

**All of these conditions**

- Offer for people who do not hold, and have not held in the last 12 months, a Basic American Express Card, except for Carta Explora, Blu American Express, Carta Gold Credit, Carta Platinum Credit, Business or Corporate Cards, Carta PAYBACK American Express, Carta di Credito PAYBACK American Express and Carta Centurion.

**Use this fee for comparison**

Issuer: American Express Italia s.r.l.

### **Features**

- **Free without conditions**: No
- **Free with conditions**: —
- **Free for an initial period**: Yes
- **Repay in full**: Yes
- **Installments**: —
- **Revolving credit**: Yes
- **Visa**: No
- **Mastercard**: No
- **American Express**: Yes
- **Virtual card**: —
- **Apple Pay**: Yes
- **Google Pay**: Yes

#### **Documents and sources**

- [Source 1 · www.bancobpm.it](https://www.bancobpm.it/DWN/trasparenza/Documenti/64748.pdf)
- [Source 2 · www.bancobpm.it](https://www.bancobpm.it/DWN/trasparenza/Documenti/64751.pdf)
- [Source 3 · www.bancobpm.it](https://www.bancobpm.it/privati/carte-e-telepass/carte-di-credito/american-express-oro/)
- [Source 4 · www.webank.it](https://www.webank.it/webankpub/wbresp/t1/carte_di_credito.do)

## Similar offers

- **Banco BPM** · [Carta di Credito Verde American Express](https://123offerte.it/en/banking/credit-cards/banco-bpm/banco-bpm-american-express-verde-id-0ac229a3525792ff)

  **€84.00** / year
- **Banco BPM** · [Carta di Credito Numia Credit Gold](https://123offerte.it/en/banking/credit-cards/banco-bpm/banco-bpm-numia-credit-gold-id-a3ac568ea88e4c70)

  **€100** / year
- **Banco BPM** · [Carta Platino American Express](https://123offerte.it/en/banking/credit-cards/banco-bpm/banco-bpm-american-express-platino-id-6fb65a19888919ce)

  **—**
- **Banco BPM** · [Numia Credit Classic](https://123offerte.it/en/banking/credit-cards/banco-bpm/banco-bpm-numia-credit-classic-id-1960b10e568e49a6)

  **—**
- **Banco BPM** · [Numia Credit Platinum](https://123offerte.it/en/banking/credit-cards/banco-bpm/banco-bpm-numia-credit-platinum-id-591bc5a23a59898e)

  **—**

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Source: 123offerte.it — https://123offerte.it/en/banking/credit-cards/banco-bpm/banco-bpm-american-express-oro-id-1e623faa526028b7 (accessed 2026-11-01)

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