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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Banca Sella](https://123offerte.it/en/banking/providers/banca-sella)

# Visa Classic

€41.00 / year

- **Network**: Visa
- **Credit limit**: up to €1,300

### **Repayment**

**Revolving credit: TAN 14.3% · TAEG 23.04%**

**Repay in full**

**Revolving credit**

Annual interest rate (TAN): 14.3%

#### **Representative examples**

Published lender examples; these are not personal quotes.

Example with credit limit of €1,300 at 12 months

Amount: €1,300

Number of installments: 12

APR (TAEG): 23.04%

Total repayable: €1,519.89

Example with credit of €1,000

Amount: €1,000

Number of installments: 20

Total repayable: €1,182.39

### **Cash and foreign-currency fees**

Cash withdrawal – Sella Group and EU banks

Network: Visa

- **Cash advance**: 4% · min. €0.51

Cash withdrawal – banks outside the EU

Network: Visa

- **Cash advance**: 4% · min. €5.16

Purchases in foreign currencies in countries outside the European Monetary Union.

Network: Visa

- **Foreign-currency payments**: 3%

### **Fees and discounts**

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

**€41.00 / year **Standard fee

Network: visa

**Use this fee for comparison**

Issuer: Banca Sella S.p.A.

### **Features**

- **Free without conditions**: No
- **Free with conditions**: —
- **Free for an initial period**: —
- **Repay in full**: Yes
- **Installments**: —
- **Revolving credit**: Yes
- **Visa**: Yes
- **Mastercard**: No
- **American Express**: No
- **Virtual card**: Yes
- **Apple Pay**: Yes
- **Google Pay**: Yes

#### **Documents and sources**

- [Source 1 · www.sella.it](https://www.sella.it/SSRDocumentDisplayer?dtdPG=V17_BSE&dtdPE=1)
- [Source 2 · www.sella.it](https://www.sella.it/banca-on-line/privati/carte/visa-classic)

## Similar offers

- **Banca Sella** · [Visa Altroconsumo](https://123offerte.it/en/banking/credit-cards/banca-sella/sella-visa-altroconsumo-id-7b43d568d8e51999)

  **€10.00** / year
- **Banca Sella** · [Carta di credito Mastercard World Elite](https://123offerte.it/en/banking/credit-cards/banca-sella/sella-mastercard-world-elite-id-38103826824cd688)

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- **Banca Sella** · [Visa Signature](https://123offerte.it/en/banking/credit-cards/banca-sella/sella-visa-signature-id-e3f397f02ebaa7f9)

  **—**
- **Banca Sella** · [Mastercard Platinum](https://123offerte.it/en/banking/credit-cards/banca-sella/sella-mastercard-platinum-id-3ad51371a380cc46)

  **—**
- **Banca Sella** · [Visa HDI Linea InChiaro](https://123offerte.it/en/banking/credit-cards/banca-sella/sella-visa-hdi-linea-inchiaro-id-776edc77e6587932)

  **—**

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Source: 123offerte.it — https://123offerte.it/en/banking/credit-cards/banca-sella/sella-visa-classic-id-a7d57f905a6cdc8f (accessed 2026-11-01)

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