---
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Banca Sella](https://123offerte.it/en/banking/providers/banca-sella)

# Visa HDI Linea InChiaro

See fee details

**Free / year** · For year

Annual card fee (subsequent years, without insurance policies)

**Free / year**

The fee is waived in subsequent years if one or more insurance policies are charged to the card.

### **Fees and discounts**

Select a fee only if all its conditions apply; discounts do not stack.

**€21.00 / year **Later years, with conditions

Annual card fee (subsequent years, without insurance policies)

Network: visa

Annual debit

**Use this fee for comparison**

**Free / year **Introductory

For year

Annual card fee (subsequent years, without insurance policies)

**Use this fee for comparison**

**Free / year **Conditional

Annual card fee (subsequent years, without insurance policies)

The fee is waived in subsequent years if one or more insurance policies are charged to the card.

**All of these conditions**

- One or more HDI Linea InChiaro policies charged to the card.

**Use this fee for comparison**

- **Network**: Visa
- **Credit limit**: up to €1,300

### **Repayment**

**Revolving credit: TAN 14.3% · TAEG 19.02%**

**Repay in full**

Repayment of all card purchases in a single instalment.

Annual interest rate (TAN): 0%

**Revolving credit**

Repayment of credit card purchases in instalments.

Annual interest rate (TAN): 14.3%

#### **Representative examples**

Published lender examples; these are not personal quotes.

Example of installment repayment plan for a credit line of €1,000.00

Amount: €1,000

Number of installments: 19

Installment: €100

APR (TAEG): 19.02%

Total repayable: €1,110.49

**Installments**

Payment of the HDI Linea InChiaro insurance premium in instalments.

Annual interest rate (TAN): 0%

### **Cash and foreign-currency fees**

Annual card fee (subsequent years, without insurance policies)

Network: Visa

- **Cash advance**: 2% · min. €1.54
- **Foreign-currency payments**: 3%

Issuer: Banca Sella S.p.A.

### **Features**

- **Virtual card**: Yes
- **Apple Pay**: No
- **Google Pay**: No

#### **Documents and sources**

- [Source 1 · www.sella.it](https://www.sella.it/SSRDocumentDisplayer?dtdPG=V19_BSE)

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Source: 123offerte.it — https://123offerte.it/en/banking/credit-cards/banca-sella/sella-visa-hdi-linea-inchiaro (accessed 2026-11-02)

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